Financial Stuff
Hi everyone! Picture courtesy of: https://forestfinancialplanning.ca/financial-advisor-vs-financial-planner/ I haven't blogged here since the last time I did two years ago. Some updates to share with you. First, this year has brought a lot of turbulent mess in the first quarter. I'll begin with a loan that I took out. I took out a loan from a creditor two years ago in 2022. I thought it would help me with the outstanding credit card bills that I needed to pay off. Secondly, I almost (keyword: almost) fell into a trap on Instagram with a scam alert. Thankfully, it was avoided but its key to learn about scamming when you are young. I thought it looked like something I could manage and pay it all off when I'm up on my feet again. It turns out the interest rate was way too high. And I would have to pay $18,000 by 2028. Once I heard about this from my bank advisor, I immediately was wrecked. Something about this made me realize that what if I did not sign the contract, would I...